I’ve lived in Hungary / Budapest, relocated to work in Luxembourg, and live in Germany, near Trier. In the meantime, there was some confusing things, but thanks to my colleges, I got many helpful information which you may find useful, so I’ve decided to share it
If you come by plane
- sometimes, a 2 way ticket is less expensive than one way
- If your plane is late and you miss the connection because of that, Lufthansa will rebook you to the next plane without problems.
they even gave me a 10EUR vocheur
- It’s much cheaper to fly to Brussels and then go to LUX by transport, but takes ~10+ hour and requires more planning.
After you know your gross salary, you can calculate the taxation in https://www.calculatrice.lu/calculator — but !
- Marriage doesn’t matter until your wife lives in the same address as you, from where you come to work.
- same thing with child, same household matters
Temporary accomodation, while looking for a rent
- cheap hotel: http://www.zewener-hof.de/ - booking.com can also be a good solution.
- Rents in germany (near LUX) used to live ~1-5 days, so you should only ask for appointment a few days before you can actually go there
- They used to ask 2-3 month of cold rent as a security deposit, and the first month’s hot rent. Hot rent = include stuff like heating, cold rent = just the rent.
- some links to look for a rent: https://www.immowelt.de/ https://www.athome.de/ https://www.immotop.lu/ https://www.immobilienscout24.de/
- see https://www.check24.de/ to see what kind of internet connection / provider is available at the address
- Always ask the owner before you call a provider to install a new internet connection. Not just because he/she may give you some advice, but it can happen that it’s not possible for some reason.
- good and cheap furniture shop. https://www.poco.de - watch for actions, 20-40% difference is not rare.
- try to avoid temporarily renting, because there will be some overlap (while playing both, this is a big loss), and you’ll have to pay the caution money, before you have it back from the previous rent, which can cause liquidity problems.
- Your net income depends on the tax class you’re in. If you work in LUX and live in DE, you NEED to register at RTS by filling out the form - I’ve been told by the HR that it is not necessary, but after I waited it for months and asked, the tax office told me that it IS necessary, so just do it, the default tax category is the worst you can have.
Cross border insurance
- You need to request an S1 form. You’ll receive it by post, and you’ll have to visit an insurance company with it to be insured at germany.
- one of the best provider is lebara, you can order the sim online, and then activate it. It may take time as their support is not very fast. Lebara is measuring roaming in 120 day windows, if you use roaming more than ~40 days, they’ll charge more, and after more days, probably even more.
- There are a lots of options, for example, N26, which is online, you don’t ever have to go to the bank. You have to have an address in germany or other “supported” countries. Ask for your fellow colleges to send you an invite, they receive money from it.
- If you have a 3D-mastercard, it’s cheaper to use it to buy stuff, than buying EUR
- they don’t like 500EUR, it’s very hard to change it, so try to avoid
- Bus ticket prices: https://www.mobiliteit.lu/se-deplacer/titres-de-transport/tickets-transfrontaliers
- Regions per city https://www.mobiliteit.lu/se-deplacer/titres-de-transport/tickets-transfrontaliers/regiozone - it has multiple pages (pagination) and a search function in the top of the table
- These bus lines are operated by LUX, so german holidays doesn’t apply.